body.simulator {
  --sim-ink: #123162;
  --sim-blue: #164581;
  --sim-red: #b61e36;
  --sim-line: #d0dced;
  --sim-muted: #485d79;
  background: #edf4fd;
  color: var(--sim-ink);
}
.simulator [hidden] { display: none; }
.sim-shell { width: min(100% - 32px, 1120px); margin-inline: auto; }
.sim-header, .sim-brand, .sim-footer .sim-shell, .sim-footer nav {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
}
.sim-header { justify-content: space-between; gap: .35rem 1rem; min-height: 64px; padding-block: .5rem; }
.sim-brand { gap: .45rem; color: var(--sim-ink); font-weight: 800; text-decoration: none; }
.sim-brand img { width: 38px; height: auto; }
.sim-back { color: var(--sim-blue); font-size: .875rem; font-weight: 700; text-underline-offset: .2em; }
.sim-intro { padding: 1rem 0 .85rem; }
.sim-kicker {
  margin: 0 0 .4rem;
  color: var(--sim-red);
  font-size: .75rem;
  font-weight: 800;
  letter-spacing: .085em;
  text-transform: uppercase;
}
.sim-intro h1 {
  max-width: 21ch;
  margin: 0 0 .5rem;
  font-size: clamp(1.8rem, 5vw, 3rem);
  letter-spacing: -.035em;
  line-height: 1.07;
}
.sim-intro > p:last-child, .sim-lead { margin: 0; color: var(--sim-muted); }
.sim-grid, .sim-banks { display: grid; gap: 1rem; align-items: start; }
.sim-panel, .sim-bank {
  min-width: 0;
  padding: clamp(.9rem, 3vw, 1.45rem);
  border: 1px solid var(--sim-line);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 5px 16px #1231620a;
}
.sim-panel h2, .sim-results h2 { margin: 0 0 .35rem; font-size: 1.28rem; line-height: 1.2; }
.sim-fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: .85rem .65rem; margin-block: .9rem; }
.simulator label, .sim-method legend { font-weight: 700; font-size: .875rem; }
.sim-fields label, .sim-results-head label { display: grid; gap: .32rem; align-content: start; min-width: 0; }
.sim-fields input, .simulator select {
  min-width: 0;
  width: 100%;
  min-height: 44px;
  padding: .5rem .55rem;
  border: 1px solid #a7bbd7;
  border-radius: 9px;
  background: #fff;
  color: var(--sim-ink);
  font: inherit;
  font-size: 1rem;
}
.sim-fields input::placeholder { color: #586d89; }
.simulator :focus-visible { outline: 2px solid #175bb2; outline-offset: 3px; }
.sim-fields small, .sim-method p, .sim-more p, .sim-status { color: var(--sim-muted); font-size: .8125rem; font-weight: 400; }
.sim-financed {
  align-self: end;
  display: grid;
  gap: .15rem;
  padding: .55rem .65rem;
  border-radius: 9px;
  background: #eaf2ff;
  color: var(--sim-ink);
  font-size: .8125rem;
  overflow-wrap: anywhere;
}
.sim-financed output { font-size: 1.05rem; font-weight: 800; }
.sim-method { margin: .8rem 0; padding: 0; border: 0; }
.sim-method-options { display: flex; gap: .5rem; margin-top: .35rem; }
.sim-method-options label {
  display: inline-flex;
  align-items: center;
  gap: .3rem;
  min-height: 44px;
  padding-inline: .65rem;
  border: 1px solid var(--sim-line);
  border-radius: 9px;
  cursor: pointer;
}
.sim-method-options label:has(:checked) { border-color: var(--sim-blue); background: #eaf2ff; }
.sim-method-options input { accent-color: var(--sim-blue); }
.sim-method p, .sim-more p { margin: .35rem 0 0; }
.sim-more { margin-block: .65rem .85rem; border-block: 1px solid var(--sim-line); }
.sim-more summary { padding-block: .7rem; font-size: .875rem; font-weight: 700; cursor: pointer; }
.sim-more[open] { padding-bottom: .65rem; }
.sim-more .sim-fields { margin-top: .15rem; }
.sim-submit, .sim-bank-link {
  display: block;
  padding: .7rem .8rem;
  border: 1px solid var(--sim-blue);
  border-radius: 10px;
  font: inherit;
  font-weight: 800;
  text-align: center;
}
.sim-submit { width: 100%; min-height: 44px; background: var(--sim-blue); color: #fff; cursor: pointer; }
.sim-submit:disabled { opacity: .65; cursor: wait; }
.sim-bank-link { margin-top: 1rem; color: var(--sim-blue); text-decoration: none; }
.sim-bank-link:hover { background: #eaf2ff; }
.sim-status, .sim-error { margin: .55rem 0 0; }
.sim-error { margin-bottom: .65rem; color: #a7192e; font-weight: 700; }
.sim-guide { border-top: 3px solid var(--sim-red); }
.sim-guide p { margin: .7rem 0 0; color: var(--sim-muted); }
.sim-results { padding-top: 1.5rem; scroll-margin-top: 12px; }
.sim-results-head { display: flex; flex-wrap: wrap; justify-content: space-between; gap: .6rem; align-items: end; }
.sim-scenario, .sim-source, .sim-notice { font-size: .875rem; color: var(--sim-muted); }
.sim-notice { padding: .6rem .8rem; background: #fff; border-left: 3px solid var(--sim-red); }
.sim-scenario { margin: .55rem 0 .25rem; }
.sim-source { margin: .25rem 0 .85rem; }
.sim-source a { color: var(--sim-blue); text-underline-offset: .15em; }
.sim-bank { display: flex; flex-direction: column; align-self: stretch; }
.sim-bank h3 { margin: 0 0 .3rem; font-size: 1.1rem; }
.sim-rate { margin: 0 0 .7rem; font-size: .8125rem; color: var(--sim-muted); }
.sim-bank dl { margin: 0; }
.sim-bank dl div { display: flex; flex-wrap: wrap; justify-content: space-between; gap: .15rem .5rem; padding-block: .32rem; border-bottom: 1px solid #e0e8f3; }
.sim-bank dt { font-size: .875rem; }
.sim-bank dd { margin: 0; font-weight: 700; overflow-wrap: anywhere; }
.sim-bank .sim-first { font-size: 1.08rem; color: var(--sim-blue); }
.sim-ratio { margin-block: .85rem .2rem; font-size: .8125rem; }
.sim-bank meter { width: 100%; height: .7rem; margin-bottom: .4rem; }
.sim-bank meter::-webkit-meter-optimum-value { background: #245aa8; }
.sim-bank meter::-moz-meter-bar { background: #245aa8; }
.sim-bank-note { color: var(--sim-muted); font-size: .875rem; }
.sim-bank-body { flex: 1; }
.sim-footer { margin-top: 1.55rem; padding-block: 1rem; background: #f8fbff; border-top: 1px solid var(--sim-line); }
.sim-footer .sim-shell { justify-content: space-between; gap: .5rem 1rem; font-size: .875rem; }
.sim-footer span { font-weight: 800; }
.sim-footer nav { gap: .4rem .85rem; }
.sim-footer a { color: var(--sim-blue); text-underline-offset: .2em; }

@media (max-width: 480px) {
  .sim-header { gap: .35rem .55rem; }
  .sim-brand { font-size: .86rem; }
  .sim-back { font-size: .75rem; }
  .sim-fields { row-gap: .7rem; }
}
@media (min-width: 700px) {
  .sim-shell { width: min(100% - 56px, 1120px); }
  .sim-intro { padding: 2rem 0 1.35rem; }
  .sim-banks { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (min-width: 950px) {
  .sim-grid { grid-template-columns: minmax(0, 2fr) minmax(0, 1fr); }
  .sim-banks { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}

.sim-summary { display: grid; gap: .75rem; margin: .9rem 0; }
.sim-highlight { background: #fff; padding: 1rem; border: 1px solid #c6d7ef; border-top: 3px solid #245aa8; border-radius: 13px; display: grid; gap: .4rem; }
.sim-highlight span { font-size: .875rem; color: #485d79; }
.sim-highlight strong { font-size: 1.45rem; letter-spacing: -.03em; color: #123b83; }
.sim-result-details { margin: 0; }
.sim-result-details > div { display: flex; flex-wrap: wrap; justify-content: space-between; gap: .2rem .75rem; padding: .5rem 0; border-bottom: 1px solid #e0e8f3; }
.sim-result-details dt { color: #485d79; }
.sim-result-details dd { margin: 0; font-weight: 750; }
.sim-disclaimer { color: #485d79; font-size: .875rem; margin: .8rem 0; }
.sim-return { width: fit-content; min-height: 44px; margin: 1rem auto 0; text-decoration: none; }
.sim-fields label:last-child { grid-column: 1 / -1; }
.sim-fields input[type=date] { font-size: 1rem; display: block; min-width: 0; max-width: 100%; min-height: 44px; }
@media (min-width: 700px) { .sim-summary { grid-template-columns: repeat(3, minmax(0,1fr)); } }

@media (max-width: 480px) { .sim-fields { grid-template-columns: minmax(0, 1fr); } }